Saturday, September 15, 2018

Tom Gucciardi - Annuity and Life Insurance planning. Simply put.

Annuity and Life Insurance knowledge is needed in Estate Planning

I, Tom Gucciardi, the Founder of Global Financial Group will give you tips to save your Estate and live with a lifetime income. In simple terms.

1. An Annuity is a contract between you and an insurance company.  The same way a CD is a contract between you and a bank.  In today's modern times, Annuities allow to take Income “For Life” even when the Principle is gone you will still get income for life.  Call Thomas Gucciardi at 954-804-4381 to discuss this.

2. Life insurance in my option, is the best way to leave a tax-free legacy to your family.  Humans have a 100% guarantee that we will die.  Life Insurance leaves your children tax free benefits.  Why leave a CD valued at $100,000 to a child, when you can leave a much larger amount? Tax free!  Most people do not like to think of dying or what happens afterwards.  I have seen many nightmares when family members fight over the estate.  The time to plan is now.
Call Tom Gucciardi at 954-804-4381 for more information.

Sunday, September 9, 2018

Tax Free Life Insurance Is Common Sense, Thomas Gucciardi Global Financial Group

Thomas Gucciardi, Founder Global Financial Group

The one bet we can all count on is death. OK, I Thomas Gucciardi said it. Most of us have family’s or beneficiaries. Why would any American citizen not buy Life Insurance? The answer is usually “I do not care about my beneficiaries” or “I have enough money left for my children” The bottom line is the IRS is real. Life Insurance is the best way to leave tax free money to your loved ones. I, Thomas Gucciardi stand by this financial planning method.

I, Thomas Gucciardi, will coach you on what type of contract best suits you. It will depend on your age, health and finances. Life Insurance is available until you are in your late eighties. 

I will make sure you are insured with one of top rated insurance companies in the USA.

Single Premium Life contracts is a common way for a person to never have to think about a premium payment again.

Thomas Gucciardi, Founder Global Financial Group
Call 954-804-4381

Saturday, September 8, 2018

Thomas Gucciardi Global Financial Group Company Creed


The Global Financial Group core beliefs will impress upon its agents, employees and customers, honesty and fairness in all of its business dealings.

We offer our clients competence, diligence, and good judgment.

We utilize compliant marketing material from the carriers we represent as well as the State we are conducting business within.

We will only conduct business that benefits our clientele.

We will continually show respect to customers, fellow agents & employees.

We will utilize fair marketing practices with the intention of educating our clientele.

We understand and agree that a personalized and caring nature towards our clientele is the first responsibility we have to our clientele. We will service our clientele to the best of our ability.

We offer fairness, integrity and civility as etiquette for correct business and personal relationships.

We will strive to make our personal lives and business activities an example for others to emulate and a source of pride for our families and community.

We hold all individuals' rights to self-determination, privacy and personal dignity to be authentic.

We believe ethical behavior is a matter of spirit and intent as well as a matter of law.

We believe honesty and integrity is characterized by open and truthful communication.

These principles shall be the guiding light for all.

Thomas Gucciardi, Founder Global Financial Group

Global Financial Group Income For Life - Tax Free To Children Thomas Gucciardi

Global Financial Group, Founder Thomas Gucciardi

Thomas Gucciardi has been a strong advocate for having “Income For Life.” Most of my clientele have saved responsibly all their life. The problem I see is when it comes time in which your income stops, and retirement sets in. Now it is to late to plan. Plan early so you never have to “worry” about money. I, Thomas Gucciardi am saying straight out that retirement calculators you find online, are most likely not suited for you.

The professional plan for you is a customized plan for you and your exact needs. How much of a legacy do you want to leave to your beneficiaries, tax free? How much money do you want monthly for life?

I, Thomas Gucciardi have spent the past 25 plus years as the owner, employer and leader of people. Giving guidance to clientele with the level of integrity. The experience and expertise that you will receive is only done in person. Like the old days.

The two key messages here are:
1. Have an income that you can depend on for life
2. Leave a massive legacy to your children, tax free.

At some point in your life the question will arise, “How much money do I need to retire?” You can either seek help from Thomas Gucciardi, get a free in-home consultation, or hopefully find someone trustworthy as me, Thomas Gucciardi, Founder.

Saturday, February 10, 2018

Top 5 Benefits Of A Fixed Indexed Annuity, Global Financial Group Thomas Gucciardi

My name is Thomas Gucciardi.  I would like to simplify the main reasons to own a Fixed Indexed Annuity.

1. Hence the word "Fixed"  The insurance will insure your principle is safe as long as you keep the funds with them for the contract length.
2. The word "indexed" simply means you can participate in market related growth according to the terms of your contract.  The gains credited will be locked in each contract year.
3. The growth is "tax deferred" so you do not get a 1099 each year (like a CD) and will not have to pay taxes on the growth.  Unless you withdraw it.
4. An Annuity has the ability to give you income for life, even if the contract runs out of money.
5. Most Fixed Indexed Annuities allow the owner to withdraw 10% of the value each year, this way you have liquidity.  An Annuity is simply a contract between you and an insurance company.

Please contact myself, Tom Gucciardi a 30 year veteran at 954-804-4381 for more information.

Thomas Gucciardi
CEO, Global Financial Group